M. N. R. Cono, N. . Junus, and M. T. Z. . Sarson, “Judicial Reasoning on Force Majeure in Banking Credit Agreements Following Natural Disasters”, Journal of Law, Human Rights, Immigration, and Corrections, vol. 1, no. 3, pp. 226–242, Jul. 2026, doi: 10.65101/lawric.v1i3.323.